Mon - Fri 09:00 - 06:00

Our Promises

A Trusted Partner for Dubai Property & Banking Clients.

We make the mortgage process simple and clear. Our team helps you compare bank options, avoid unnecessary delays, and understand every step before you decide. With years of banking experience, we support homebuyers, investors, and business owners with honest advice and the right financing solutions for their needs.

Built on Uncompromising Standards

The 6 Promises That Define Homors

When securing home loans, non-resident mortgages, or corporate trade financing in Dubai, you deserve absolute transparency and dedicated guidance.

1. Lowest Rate Guarantee

We also assist you in finding the best mortgage deals by banks located in the UAE to establish the appropriate interest rate according to your profile. Our team reviews different financing options and explains the terms clearly, so you can make the right decision. Whether you are a UAE resident or a non-resident, we work to help you secure a competitive home loan with confidence.

2. Zero Hidden Fees

We think no client is supposed to make a forward step without knowing the real cost of a mortgage. The terms of bank charges, registration fee on properties, valuation fee and advisory fee are described in straightforward language by our team. You are given a definitive breakdown of what you are signing, so you can plan your budget without fear that suddenly you may incur some extra expenses later on.

3. 24-48 Hour Pre-Approval SLA

Buying a property often depends on quick decisions. Our team works closely with you to prepare your documents and submit your application without delay. We coordinate with our banking partners to support a smooth pre-approval process, helping you move ahead with your property purchase as quickly as possible.

4. Dedicated Ex-Banker Specialist

Your mortgage application is managed by experienced professionals who understand how the UAE banking system works. Your initial consultation to the end approval is handled personally by a single advisor. We take you through the entire process, help you ask questions, and select a mortgage solution that best suits you.

5. Certified Sharia Options

If you are looking for Sharia-compliant home financing, we help you explore suitable Islamic mortgage options available through participating UAE banks. We brief you on the options available, their features and requirements, so that you end up with a good choice. We simplify the process and assist you in getting a financing option that suits you.

6. No Approval, No Fee Guarantee

We are committed to providing honest mortgage advice and supporting you throughout your application. If your mortgage is not approved under the agreed terms and this is covered by our service policy, you will not pay our advisory fee. Our goal is to give you confidence and support from the beginning of your home financing journey.

Financing Solutions

A Service Track for Every Kind of Buyer

From first-time residents to corporate borrowers, each track comes with its own document checklist and a dedicated advisor from start to finish.

Application Support

UAE Resident Home Mortgage Support

We help UAE residents prepare their mortgage applications and guide them through each step of the process. Our team works with leading UAE banks to help you compare suitable home loan options and complete the required documents for a smooth application.

Required Documentation Checklist
  • Passport, Emirates ID & UAE Residence Visa
  • Most recent 6-month personal bank statements
  • Salary Certificate or Trade License (Self-Employed Applicants)
Our Commitment: Clear guidance, transparent communication, and dedicated mortgage support from your first consultation until your application is completed.
Dedicated Mortgage Support

Non-Resident Mortgages

We help non-resident buyers explore home financing options for property purchases in the UAE. Our team guides you through the mortgage process, explains the requirements, and works with leading UAE banks to help you find a suitable financing solution with clear support at every step.

Required Documentation Checklist
  • Overseas Passport and Proof of Residence
  • Latest 6-Month Bank Statements
  • Income Proof or Tax Documents (as required by the bank)
  • Additional documents may be requested based on your application
Our Commitment: Professional guidance, clear communication, and dedicated support throughout your mortgage application process.
Dedicated Refinance Support

Mortgage Buyout & Equity Release

Our team is available in case you are thinking of refinancing your current mortgage or transferring it to a different bank. We also detail your options, compare appropriate refinance options and streamline the process so you can make an informed financial choice with confidence.

Required Documentation Checklist
  • Existing Loan Liability Letter from Your Current Bank
  • Property Title Deed Copy
  • Income Proof and Supporting Financial Documents
  • Additional documents may be required by the bank during the application process
Our Commitment: Clear guidance, transparent communication, and dedicated support throughout your mortgage refinance journey.
Dedicated Business Finance Support

Corporate & Trade Finance

We assist businesses in discussing with the major UAE banks and financial organizations working capital, business loans, and trade finance solutions. Our team presents you with the options available, guides you through the application process, and assists in organizing the documentation necessary to have a hassle-free financing experience.

Required Documentation Checklist
  • Valid UAE Trade License
  • Latest Financial Statements (if required)
  • Recent Corporate Bank Statements
  • Additional business documents as requested by the bank
Our Commitment: Professional guidance, clear communication, and dedicated support throughout your business finance application.
Dedicated Islamic Finance Support

Islamic Home & Business Finance

In case you are interested in Islamic home financing, we assist you in exploring Sharia-compliant Murabaha and Ijarah programs by participating banks in the UAE. The team discusses the possible funding options, the documents needed, and the application with straightforward language to make sure that you select a solution that suits your personal interests and financial requirements.

Required Documentation Checklist
  • Standard Income Documents
  • Passport, Emirates ID, or Valid Identification
  • Additional Documents Required by the Bank
  • Murabaha or Ijarah Documentation (where applicable)
Our Commitment: Clear guidance, transparent communication, and dedicated support throughout your Islamic home finance application.
Proven Outcomes

Recent Case Files

A look at how our approach translates into real savings, faster approvals, and financial clarity for our clients.

Palm Jumeirah Villa Purchase
AED 8.2M
The Challenge

The client received a higher interest rate offer after applying directly with a bank and wanted to explore better mortgage options for a luxury villa purchase.

How Homors Helped

We compared financing options from multiple UAE banks and supported the client throughout the application process to secure a more competitive fixed interest rate.

Result: The client got a fixed interest at 3.89% with an estimated savings of AED 210,000 in 5 years.
Downtown Commercial Finance
AED 14M
The Challenge

A corporate client needed urgent financing after facing delays in the bank approval process, putting the planned transaction at risk.

How Homors Helped

Our experienced staff collaborated with the bank, facilitated the documentation needed and kept in touch during the approval process to ensure that the application got moving.

Result: The financing process remained on schedule, which assisted the client in finishing the transaction on time.
Non-Resident Home Finance (UK Investor)
AED 4.5M
The Challenge

A UK-based investor wanted to understand the total cost of buying property in Dubai before starting the mortgage application.

How Homors Helped

We gave a breakdown of estimated bank, government, and processing costs, which made the client aware of financial needs before applying.

Result: With a clear understanding of the costs to expect, the client proceeded with confidence.